Payments & BillingFebruary 12, 2026
SumUp vs Stripe: POS and Online Payments Compared
Compare SumUp and Stripe for German merchants. Point-of-sale terminals vs online-first payment infrastructure.
Comparison Table
| Price | 1.39% per transaction | 1.5% + €0.25 per transaction |
| Countries | DE, AT, CH, EU, global | global |
| Best For | Retail, Restaurants, Mobile Businesses | Saas, Ecommerce, Digital Businesses |
| Features | Card readerMobile POSOnline paymentsInvoicingBusiness account | Card paymentsSEPASubscriptionsInvoicingCheckout+1 more |
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| Website | Visit | Visit |
Our Verdict
SumUp excels at in-person payments with simple hardware. Stripe dominates online payments with powerful APIs.
As of: February 2026
Information in this comparison is sourced from publicly available data (official websites, pricing pages). Prices and features may change. We do not guarantee the accuracy or completeness of the information.
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SumUp and Stripe serve different primary use cases. SumUp focuses on in-person card acceptance while Stripe powers online commerce.